4 Tips for Making an Auto Glass Claim

According to a report prepared for The Center for Auto Safety, 30 percent of all auto-insurance claims are windshields.
However, despite the repair process being relatively straightforward, it’s not often easy to make a successful claim.
Here are some tips that can help you claim compensation for the damage.  


1. Look at what your insurance covers

The first step in making a claim is to determine the cause of the damage. If your windshield was damaged as a result of a collision, then it will be dealt with differently compared to, say, scratches sustained during a hailstorm.
Check your Collision Coverage, as well as the Comprehensive Physical Damage Coverage policy to see what they cover. Your deductible will determine whether you’re applicable to make a claim or not.
According to the Insurance Information Institute, collision coverage pays for damage done to your car as a result of a collision with an object. Comprehensive coverage covers areas other than collisions. This can include natural disasters, vandalism, and falling objects.

2. Find out what your deductible is

Payment under collision coverage is subject to your deductible. The cost of the repairs is reimbursed, minus the deductible.
If the cost of repairs for the damage sustained by your car is less than your deductible, there’s no use making a claim. Even in cases where you might be able to get some reimbursement, it may not make sense to apply to a claim. In the long run, it might increase your insurance premium.

3. Make a claim as early as possible

Make a note of the damage to your windshield. Take photographs as evidence so you can back up your claim.
Then, call your insurance agent as soon as possible to make a claim. Even the slightest hairline fracture on your windshield tends to expand. As a result, repairs might become costlier.

4. Choose the experts

Your insurance agency will pay you only if you get repairs done by a certified and reliable auto glass technician. But getting the right person for the job is important, whether you file an insurance claim or not.
Even a slight chip on the windshield can compromise the structural integrity of your car significantly. Only choose professionals for your auto glass repair.


Auto Glass in San Antonio has over 30 years of experience with windshield repair and OEM windshield replacement. Their trained technicians specialize in quick and effective repairs, and their replacements come with a lifetime guarantee.
For a free estimate, call at (210)793-7115 or drop them a message.





Comments

Post a Comment

Popular posts from this blog

Tempered Vs. Laminated Glass Explained

Image
  Did you know that the glass on the front and rear windshield of your car is different? Don't trust us? Well, you can look at broken ones (we don't mean you break them yourself). The windshield in the front will most likely be cracked but would still be attached, whereas the back one breaks into tiny round pieces when you apply stress Both windshields are made from different types of glass, named laminated glass and tempered glass. Here's a list to show how both of them are different: How Are Both Windshields Glass Made? Windshield glasses are designed to ensure the safety of the passengers inside the vehicle during a crash. Both types of windshield glass are made using different methods . The laminated glass (front) is formed using layers of glass with vinyl in between them, with the resin used to stick them together. Think of it as a glass sandwich that ensures the glass will stick together with other pieces when shattered. Tempered mirrors (rear) are developed by heatin...
Read more

Tips to Safely Remove Ice from Auto Glass

Image
Do you scrape ice off your windshield using a metal scraper ? Or do you impatiently pour boiling hot water to get it to melt faster? If you answered yes to these questions, you’d soon need a windshield replacement in San Antonio  because those methods are bound to damage the glass. You don’t want to drive a car with a damaged windshield, so the best way to remove ice or snow is to use slow and deliberate methods that get the job done. Here are a few ways to de-ice your car safely: Use a Rubbing Alcohol Mixture If you need to defrost your windshield in a hurry, take a spray bottle and pour in two parts rubbing alcohol and one part water. Make sure the water is at room temperature. Now shake the bottle and spray this solution on your iced-up windshield. The alcohol will make the ice slide off the glass almost instantly. But if it’s caked on too thick, repeat the process until all the ice has gone. Try Salt and Water Salt has forever been used to clean up our driveways, so why not try...
Read more

Tempered Glass vs. Laminated Glass: What Are the Differences?

Image
  While both tempered and laminated glass are used as safety glasses in modern automobiles, they differ by various features, such as strength, manufacturing process, and applications. Continue reading to learn the major differences between tempered and laminated glass. 1.  Manufacturing Process    Laminated glass is prepared by bonding two glass layers with a polyvinyl butyral (PVB) layer. The resin interlayer holds together the glass sheets, keeping them from breaking on impact. Due to its unique manufacturing process, laminated glass can crack but never shatter on collision. On the contrary, tempered glass  is produced by strengthening standard glass. The process involves heating, pressuring, and chemically treating standard glass. Tempered glass is stronger than laminated glass. However, despite its’ superior durability, tempered glass can shatter on impact. 2.  Durability    While both glass types are used as "safety glasses" for cars , homes,...
Read more